{"reviewed":"2026-09-17","censusPeriod":"2020\u20132024","shares":{"lower":0.3,"central":0.4,"upper":0.5},"definition":"Illustrative BCBSMN commercial coverage among residents under 65, using county private health insurance as a proxy base.","rangeDefinition":"30%\u201350% assumed share scenarios, not a statistical confidence interval. The 40% midpoint is a planning assumption.","formula":"County ACS private coverage under age 65 \u00d7 assumed BCBS share. No population growth or 2026 enrollment adjustment.","limitations":["Census private coverage includes employer/union, direct-purchase and TRICARE. This is not a pure commercial enrollment denominator.","People aged 65+ are excluded, including those with commercial insurance. Government-only coverage is excluded; people with both public and private insurance may remain.","The same assumed share is used in every county. County differences show private-insurance population, not measured local BCBS market share.","The historical 38.6% BCBS share describes the 2022 Minnesota-situs fully insured commercial market. It excludes self-insured employers and includes some nonresident group members. Extending a rounded 40% share to this resident proxy is an assumption.","Covered residents are not therapy patients. The map does not count claims subject to MTR, access disruptions or people harmed.","Greater Minnesota means the 80 counties outside the seven-county Twin Cities region, not a rural classification.","ACS sampling error is additional to the displayed scenario range."],"sources":{"census":{"url":"https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/5YRData/acsdt5y2024-b27002.dat","table":"B27002","cells":["B27002_E004","B27002_E007","B27002_E010","B27002_E013","B27002_E016","B27002_E019","B27002_E022","B27002_E032","B27002_E035","B27002_E038","B27002_E041","B27002_E044","B27002_E047","B27002_E050"],"population":"Civilian noninstitutionalized residents with private health insurance, under age 65"},"definition":"https://www.census.gov/topics/health/health-insurance/about/glossary.html","shareContext":"https://www.health.state.mn.us/data/economics/chartbook/summaries/section7summaries.html","geometry":"https://feat.gisdata.mn.gov/arcgis/rest/services/MnGeo/mn_counties/FeatureServer/0","geometryNote":"MnGeo/MnDOT county boundaries, simplified at 0.003 degree tolerance; equirectangular projection at 46 degrees north."},"viewBox":"0 0 540 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